With the end of the calendar year rapidly approaching, it's a good time to consider maximizing your dental benefits before they run out. What does that mean for you? Here are some helpful tips for maximizing your dental benefits before the end of the year.
Understanding Dental Insurance
First, it's essential to understand how your dental insurance works. Most plans run on a calendar year, meaning they begin on January 1st and end on December 31st. Yearly benefits don't roll over, and so if you don't use them throughout the year, you will lose them.
Your dental insurance will have a yearly maximum, typically around $1000 to $2000, which is the total amount they will pay for treatment throughout the year. It may also include a deductible that you will likely have met during the year, usually around $100 to $200.
Helpful Tips from Your Scottsdale Dentist for Maximizing Dental Benefits
Book a Preventive Dental Visit
Have you completed your two preventive teeth cleanings and exams for the year? If not, this is the perfect time to schedule. Even better, most dental insurance plans cover preventive teeth cleaning and checkups, leaving you with little to no out-of-pocket cost to take the first steps to protect your smile.
Schedule Outstanding Treatment
Do you have a tooth that needs a dental filling or crown? If so, it's a good idea to schedule now to maximize your benefits and also to protect your smile before these concerns become more significant problems.
Divide Complex Treatment Procedures Into Separate Visits
Do you need more complex treatment, such as a bridge or a dental implant? Your Scottsdale dentist may be able to help you complete some of the treatment with this year's benefits and also incorporate next year's benefit dollars to help your budget.
If you'd like to schedule an appointment, contact your team at Dynamite Smiles Dentistry at (480) 591-8111 for more information.